In partnering with one of Canada’s leading Group Benefit providers, Lawrence Joseph Associates Ltd. is able to offer a highly competitive range of group benefits and attractive volume discounts. From Life Insurance and Disability Insurance, to Health Insurance and Dental coverage, our team will create a personalized group benefits package suited to your company’s needs.
A strong group benefits plan protects your employees and their families against the everyday and the unexpected alike — from prescription drugs, dental and vision care to the financial security of life and disability coverage. Because we partner with one of Canada's leading group benefit providers and represent the wider market, we can assemble a personalized package and pass on attractive volume discounts, so your people get meaningful coverage at a competitive cost.
No two companies are the same, so we start with your goals, your workforce and your budget before designing a plan. Whether you are a small business setting up benefits for the first time or a larger employer refining an existing program, we tailor the coverage, cost-sharing and funding to fit — and we revisit it as your company grows and your needs change.
As an independent brokerage, our advice is built around what is best for you and your employees rather than any single insurer's products. We help you compare options, control costs over the life of the plan, and act as your advocate at renewal and at claim time. Call the group insurance experts at Lawrence Joseph Associates Ltd. and see how we can help you select the group insurance benefits package for your needs: 514 931-0111.
A group plan can bundle a range of coverages for your employees — life insurance, disability insurance, health and prescription-drug coverage, and dental care, along with options such as vision care and an employee assistance program. We partner with one of Canada's leading group benefit providers, which lets us offer a highly competitive range of benefits and attractive volume discounts. The exact mix is built around your company's size, budget and the needs of your plan members.
Group plans are available to businesses of nearly every size, from a handful of employees to large workforces. Smaller firms can access pooled arrangements that spread risk and keep costs predictable, while larger employers can take advantage of volume discounts and more customized plan designs. We will help you choose a plan that is competitive and sustainable for a company of your size.
A well-designed benefits plan is one of the most effective tools for becoming an employer of choice. It helps you keep plan members engaged and productive, supports their health and wellness, and signals that you are invested in your team — all of which improve recruitment and retention. We help you structure a plan that stays competitive in your industry without overextending your budget.
Controlling cost is central to keeping a plan sustainable. We review your plan design, claims experience and funding arrangement to find solutions that manage the costs associated with your group benefits — adjusting coverage, cost-sharing and provider arrangements as your needs change. Because we are independent, we can shop the market on your behalf rather than being tied to a single insurer.
Yes. Plan members get access to online services that let them quickly and easily submit claims, check coverage, update their account information and more, while you get tools to administer the plan with less paperwork. It makes the plan easier to run for you and simpler to use for your employees.